Types of Loans

As a Mortgage Banker we process, underwrite and close all our loans from start to finish. We can also place those “out of the ordinary” loans due to income, credit and other unique situations. This is what makes us a “One Stop Shop!”

We have Automated FHA, VA & Conventional Underwriting at loan application! This breaks all the “molds” of traditional underwriting.

100% Financing Options

• 100% - 1 Single Loan - Seller Can Pay Up To 3% Of Closing Cost
• 100% - 2 Loans Split Up - 80/20
• 103% - 1 Single Loan - Closing Cost Rolled In
• FHA - With Seller Gift Program
• VA - No Down Payment Required
• Conv - Interest Only Loans

Stated Income / No Income Verification

• 100% - Financing With No Income Verification
• Stated Income & No Asset Verification
• Self Employment Allowed

Interest Only Loans

• 100% Interest Only Loans
• 95% Interest Only – Pay On Interest Amount Only

Government & No PMI Loans

• FHA / VA Texas Veterans Land Board
• 80-15-5 Loans – Great Credit Required
• 80-10-10 Loans – Good Credit Required
• 97%, 95%, 90% 85%, 80% With Good & Not So Good Credit