Items Needed For The Loan Application

This is a list of items needed to start your loan process. Please take time to gather all the items listed for your loan process. Any missing items can delay the start of your loan application.

Items Needed To Start Your Loan Application:

• Most recent paycheck stubs covering the last 30 consecutive days.
• Two (2) months bank statements, all pages (checking, savings, credit union, etc.)
• Most recent quarterly or monthly 401K, IRA, or Stock investment statements.
• Last two year's W-2's.
  --If you are paid by commissions, bonuses part time, or self-employed; the last two years of tax returns are needed.
• List of debts with balances & minimum payments (car payments, bank loans, and charge cards).

Please provide the following if applicable:

• Fully signed divorce decree (if applicable).
• If child support is used as income, a 12-month print out from the child support office is needed.
• If you are selling a home, bring a copy of the sales contract.
• If you own rental property, a copy of the rental agreement and the last two-year's tax returns.
• If you own property free and clear, a copy of the Release of Lien.
• For VA loans only - DD 214 & Certificate of Eligibility.
• Bankruptcy Papers all pages - Discharge Papers.

Refinance Information: (If you are refinancing in addition to the information above):

• Current Mortgage Statement - Phone Number, Address
• HUD - 1 Settlement Statement
• Survey / Blue Line
• Title Policy Schedules A & B
• Insurance Information: Company, Phone Number and Agent Name